Americans are predominantly calling for relief from economic strain, specifically demanding lower costs of living, affordable healthcare, and action on the federal budget deficit. Across the political spectrum, economic security and the prices of everyday goods like groceries and housing remain the most pressing priorities in 2026.

With this continued clear need amongst ALL Americans, not just those in District 11 of Georgia, I have made additions to my platform with the following:

SUPPORT OF H.R. 1944 -- WITH ADDENDUMS
Cost of Living & Inflation Control
High consumer prices and interest rates are squeezing American household budgets, prompting citizens to urge leaders to prioritize personal finance and economic stability like never before.

These are historic levels of strain. While total U.S. household debt has climbed to an unprecedented $18.8 trillion, with a large portion tied directly to interest rates from lenders.  For the American citizen, major lenders consistently show Citizens Bank, Wells Fargo, and U.S. Bank reporting some of the highest average mortgage interest rates among traditional big banks in the United States.

We need to cap this.

I think LOCAL. Local community banks typically have the lowest interest rates around and keep the money in the community.

A Step from the Resolution:
Introduced in House (03/06/2025)

A 10 Percent Credit Card Interest Rate Cap Act was proposed.

This bill temporarily caps credit card interest rates at 10%.

Creditors that knowingly violate this bill forfeit the entire interest of the debt, never to be collected. The bill also provides a private right of action for debtors to recover interest, finance charges, or fees, IF “just cause” is found. The action to recover interest must be brought within two years of the violation. In addition, violations of this bill are subject to civil liability under the Truth in Lending Act, which is enforced by the Consumer Financial Protection Bureau and the Federal Trade Commission. 

ADDENDUM
*TIME PERIOD SENSITIVE of no accrual of interest:
If you are hospitalized long-term;  have a medically documented long term illness;  suffer a documented catastrophic event such as a hurricane, fire or earthquake with total loss; 

ENTIRE DEBT IS FORGIVEN:
If you are the victim of a documented domestic violence matter where one party utilizes the personal credit of the other in the partnership without the knowledge and consent of the other party;  a parent or other caregiver utilizes the personal credit of a minor;  the debt is void for the individual who holds the credit that was utilized erroneously.

These changes sunset on January 1, 2031 UNLESS this Resolution is not enacted by December 2026.

If this Resolution is not enacted, then one year is added to the ending date for every year that it goes unresolved or a Resolution that is acceptable to both parties that covers these exact matters is reached.

We the People will have to dig our way out of this financial mess over time despite our not creating it.  Support for this Resolution is tantamount to the financial path forward to avoid insolvency of the United States.  cription text goes here

It is my goal to incrementally increase the minimum wage to a livable wage over a short period of time.

While it is not economically viable to instantly adopt a higher living wage in any area, data from sources like the MIT Living Wage Calculator shows that for a single adult with no children, a living wage is approximately $23.94 per hour. That translates to about $49,795 per year.  For a family with two adults and three children, the required living wage is $46.59 per hour for a single income earner to provide food, shelter, transportation, medical needs, basic necessities, and an emergency fund for their family.

To start, a goal of $20 per hour will be sought within the first year of my employment by the citizens in District 11.  Increasing the minimum wage will be a multi-pronged approach that will be evaluated and implemented through all economic sectors. To be included in the consideration for raising the hourly wage will be Cost of Living, typical family size, and the economic situation of the district, state and country.

The most effective way to reduce the U.S. national debt is through a comprehensive, balanced approach that combines long-term economic growth with significant spending reforms and increased tax revenues – like adjusting taxes on the ultra-wealthy that would require shifting away from our traditional income taxes, which the rich often avoid anyway.

We are wise to integrate solutions that include wealth taxes (levy on all assets), taxing unrealized gains (paper profits), and closing loopholes (offshore profit shifting, requiring yearly foreign earnings taxes/reports). Because the debt is now so large, no single action will solve the issue. Because of that, a combination of strategies is required for Congress to take.

Some key strategies to enact:
Reforming Statutory Benefits such as Social Insurance and Safety Programs
As we know, mandatory spending (Social Security and Medicare) is the largest driver of federal spending, but not the only driver. Bottom line, the United States has an aging population.  Altering benefit formulas, or limiting healthcare subsidies to rein in long-term costs needs to be evaluated.

Enacting Comprehensive Tax Reform
Personal Income Tax Burdens, or Tax on Personal Wages needs to be mitigated to fit with a Cost of Living Adjustment in our current economy.  The weight carried by the individual needs to be minimized as the individual DOES NOT cause the main debt of our country to increase year over year, especially with declining population. Uncontrolled government spending, such as those costs seen with military conflicts which are unsanctioned by Congress – who hold the ‘purse strings’ for us -- have cost the United States approximately 10 BILLION dollars in GDP profit loss for Americans so far in 2026.

Boosting Economic Growth
This cannot happen very easily with our government starting global conflicts and Congress remaining inactive in their Constitutional check of those powers.  Expanding the economy (measured as GDP) naturally lowers the debt-to-GDP ratio, making the debt more manageable. Immigration reform to boost a Constitutionally secure labor supply and entrepreneurship is crucial. As a nation of immigrants, indigenous, indentured and slave descendants – we owe it to ourselves to seek resolution in this matter. Bigotry cannot be the driver of a sustainable economy anymore.

Controlling Discretionary Spending
Reducing defense and non-defense discretionary spending through strict caps or eliminating outdated government programs provides smaller but immediate savings.
Some things that need to be updated or modernized:
GS Pay system for Federal employees.
IT and Cyber Security.

Federal Employee Development Programs, this includes all of our Law Enforcement Agencies
NIFP NEEDS UPDATED DATA (Flood insurance) as well as other infrastructure data.
DoD, and Property Management (There are dozens of federal buildings that can be better utilized or sold to clear government books. These should be disclosed PUBLICALLY.)

We need to include those who go to Washington to “get rich” accessing the public funds they are entrusted with. There needs to be a full audit of the people’s money and public land holdings.

Creating a Fiscal Commission
Forming a multi-partisan congressional commission can assist in the implementation of change and oversight of that changes. Establishing strict timelines and goals (e.g., bringing public debt down to 60-70% of GDP) forces lawmakers to negotiate a cohesive, long-term plan for Americans, not businesses.

NO MORE GOVERNMENT SHUTDOWNS
If the government fails to pass a budget or annual spending bills that are beneficial to all United States citizens, it triggers a political crisis rather than an administrative shutdown.  A 30 to 60 day clock begins for Congress to seek resolution or a “Vote of Confidence” is called for from the people.

Congress is there for the people of their respective districts,
not themselves.

18.5 percent of adults in District 11 are age 65 or older. That number is rapidly rising. In just ten years it has significantly jumped— over 100 percent in Cherokee County alone.  This jump shows need for an elder care plan to be in place sooner rather than later for District 11 citizens.

Most of our seniors rely on Social Security benefits completely, while others access the benefit as a supplement to other coverage they may have from service in our miliary for example. It is our civic duty as representatives of the people to ensure that what citizens invest for their future is never placed onto the chopping block again.

We owe this to every citizen that has paid into their benefits, and they deserve that return.

A single income earner should never have to make the choice between food on their table versus taking their child to the doctor. Making rent or covering exorbitant, life-saving, medical expenses for a parent or loved one.

As your representative, I will work to facilitate reinstatement of those benefits that have been lost by the passage of the “Big Beautiful Bill”. Our Social Security, Medicare, Medicaid and VA Benefits programs will be prioritized as they belong to the people of our nation.

A recent housing study completed in District 11, identified a significant need for a greater diversity of affordable housing options.

While the District's high-income residents have access to those options, roughly 45% of the District's households with incomes below $75,000 are having increasing difficulty in finding housing that is both suitable and affordable.

As seen with other communities, a lack of affordable housing can cause a range of negative impacts, including increased homelessness, poverty, poorer physical and mental health outcomes, decreased economic growth and less tax revenue for the community. With these negative outcomes, we see a reduction in workforce diversity as well as a lack of stability in local economies.

It forces people to make difficult trade-offs, spend too much income on rent, or live in substandard housing, which harms families, especially children. The entire community's well-being and prosperity is effected. Together, we will work to heal our community’s shortage of affordable housing and encourage economic growth that benefits us all.

As a nurse, I know that taking care of one’s basic housing needs and securing someone against homelessness has been empirically proven to lower the percentage of those suffering addictive behaviors and it also reduces the incidence of mental health crisis.

This is especially important for our veterans.

Furthermore, disabled Georgians deserve equal opportunity for housing and home ownership.

We are currently observing a far-right “think tank” named Cicero – a company cofounded by billionaires like Peter Thiel of Palantir, that are lobbying HUD to discontinue funding for our housing assistance networks and divert the funding for those programs.

We cannot allow this to continue.  

The diversion of funds is NOT a solution to our housing problem but a direct worsening of the setback. As homelessness is being viewed more and more often as a “crime” rather than a societal need to be addressed, this inhumane action is not solving anything for District 11 and is rather funding the greed of the four privately owned prisons in Georgia with those who become homeless.

We have to stop lobbyists from hurting Americans further.

Tariffs are taxes imposed by one country on goods imported from another country. Tariffs are an unnecessary trade barrier that raises prices for consumers and small busness owners.

These taxes on goods also reduce quantities of goods and services available to us. This further creates economic strain on small businesses in our communities. Especially if the local business is burdened with the cost of importing supplies to create their goods, or parts to fulfill a service.

It is also important to ensure continued diversification of employment opportunities through attracting small businesses to meet the needs of our residents. Economic instability in an area dissuades prospective small business owners.

Having tariffs in place does not encourage economic growth on the community level... where we live, play and work everyday. It is a key focus for me to open more opportunities for sustainable economic development and growth. that does not harm our citizens nor the land upon which we live.

Tariffs can stop this growth cold. Many small businesses in our district have already been significantly effected by this economic barrier. Everything from local retail shops and restaurants having to close, to auto-mechanics having to turn away customers because they are unable to service a part that needs to be replaced on a vehicle. They all feel the pain of the tariffs.

Economic relief from tariffs is greatly needed in District 11.

As intended by the Founding Fathers of our democratic republic, the power resides with the citizens, and the government is duty bound to its electorate to reflect the will and diversity of the populace.

Elected officials are to represent the ideas and concerns of the people who elect them, and systems ensure that all groups, including historically underrepresented ones, have a voice in our government. This is achieved through processes like free and fair elections where every citizen that is registered can vote and the results are counted properly and with integrity.

I hearby swear to uphold the will of District 11 through honesty, integrity and perseverance for all who reside here.